KfinOne intends to provide clear and transparent information about banking, financial, and insurance products and services. The information and data available on the website “www.kfinone.com” (“Website / KfinOne Platform”) are generic in nature. Our effort is to provide accurate, reliable, and responsible information. However, KfinOne shall not be responsible for any discrepancies, errors, or omissions in the information provided.

There is no intention to violate any copyright or intellectual property rights. All information available on the KfinOne portal is subject to change at the discretion of the platform and may be modified without prior notice. Any significant changes related to public services or product information will be updated on the portal as soon as possible.

KfinOne strives to maintain high standards of quality, clarity, and accuracy in the material posted on the platform. However, KfinOne shall not be legally responsible for any loss, damage, or consequences arising from the use of information available on the website. Employees, partners, affiliates, and associated staff of KfinOne will not be liable for any direct or indirect loss or damage resulting from the use of the information provided on the portal. Visitors and customers are advised to exercise their own judgment and discretion while making financial decisions.

The information available on the portal may relate to financial, insurance, and legal matters. By accessing or using this platform, users acknowledge that their association with the portal is entirely voluntary and at their own risk.

Visitors to this website and all third parties are hereby informed that the owners of this website/portal act as intermediaries for banks, financial institutions, non-banking financial companies (NBFCs), insurance providers, and mutual fund companies whose products are listed or promoted on this platform. It is clearly stated that KfinOne, its parent company (if applicable), directors, shareholders, officers, employees, and associates shall not be responsible or liable for any investment decision, credit decision, or purchase of financial products made by users through the platform. Any loan seeker, investor, or policyholder shall be solely responsible for the consequences of their decisions.

⚠️ Fraud Related Disclaimer

Investment Advisory Disclaimer

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance of funds does not guarantee future returns.

KfinOne may provide information, insights, or recommendations based on various quantitative and qualitative factors. However, such recommendations are for informational purposes only and should not be considered as the sole basis for investment decisions.

Investments in mutual funds and financial products carry inherent market risks and uncertainties. KfinOne does not guarantee fund performance or returns and shall not be held liable for any losses incurred by investors due to market fluctuations or investment decisions.

KfinOne makes no warranties or representations, either express or implied, regarding the products offered through the website. The company shall not be liable for any damages or losses arising from the use of the website, reliance on information provided, or investments made through the platform. All users must agree to the terms and conditions of the website before using its services.

1. Disclaimer for Risk Profiling

If you choose to undertake risk profiling on the KfinOne platform, you acknowledge and agree that:

• The questionnaire has been read, understood, and completed by you personally.
• The information provided by you is true, accurate, and complete.
• The risk profile generated is only indicative and intended to help identify suitable investment options.
• You understand that investments are subject to market risks and do not guarantee returns. You agree not to hold KfinOne, its directors, employees, or representatives liable for any losses or damages resulting from your investment decisions.

If you invest against the recommendations

If you choose to invest in products that are different from those recommended by KfinOne based on your risk profile, you acknowledge that:

• You fully understand the additional or lower risks involved.
• You voluntarily choose to invest at your own discretion.
• KfinOne will not be responsible for any consequences arising from such decisions.

If you skip risk profiling

If you voluntarily skip the risk profiling process, you acknowledge that:

• As per regulatory requirements in India, investment advisors are required to conduct risk profiling.
• You are choosing to waive this process and invest at your own discretion.
• KfinOne will not be held liable for any losses, damages, or legal implications arising from such decisions.

2. NAV Disclaimer

The applicability of Net Asset Value (NAV) for mutual fund transactions placed through the KfinOne platform is subject to regulatory guidelines and operational processes of payment gateways, stock exchanges, and asset management companies (AMCs).

The allotment of NAV depends on the realization of funds in the AMC’s bank account within the specified cut-off time.

SEBI Mandated Cut-Off Timings

A. Subscription (Purchase of Mutual Funds)

B. Redemption

For redemption requests submitted before the SEBI cut-off time (3:00 PM), the same day’s closing NAV will be applicable.

Last updated: April 17, 2026